Skip to main content
This page is part of Supported Payment Methods. View all payment methods →
BankPay enables customers to pay directly from their bank account using Open Banking in Europe or ACH in North America. Customers authenticate with their bank to authorize the payment.

​
Availability

BankPay is available on all browsers and devices, but requires bank support in the payer’s region. Contact our team to confirm if your target region is supported.
PlatformAvailability
Desktop browsersYes
Mobile browsersYes
iOS appsYes
Android appsYes
const available = await engine.checkAvailability();
if (available.includes('BankPay')) {
  // Show BankPay button
}

​
Requirements

BankPay requires: 
// Server-side session creation
const session = {
  operation: 'CHARGE',
  paymentGatewayAccountId: 'your-psp-account',
  allowedeWalletAccountIds: ['your-bankpay-account'],
  allowedBrands: ['VISA', 'MASTERCARD', 'AMEX'],
  amount: 25.00,
  currencyCode: 'USD',
  countryCode: 'US',
  mode: 'LIVE'
};

​
Button Setup

<div id="bankpay-button"></div>

engine.payBy(
  [{ name: 'BankPay', domEntitySelector: '#bankpay-button' }],
  handleResult,
  { color: 'Dark', text: 'Pay' }
);

​
How It Works

  1. Customer clicks the BankPay button
  2. Customer selects their bank from a list
  3. Customer is redirected to their bank’s authentication page
  4. Customer logs in and authorizes the payment
  5. Bank redirects back to complete the flow
  6. On completion, results are returned to the client, ready to be sent to your server for validation

​
Supported Operations

OperationSupportedDescription
CHARGEYesProcess payment immediately
TOKENIZENoNot supported
CHARGE_AND_TOKENIZENoNot supported
BankPay only supports immediate charges. Tokenization is not available for bank transfers.

​
Settlement Time

Bank transfers may take longer to settle than card payments:
  • Open Banking (Europe): Usually instant or same-day
  • ACH (US): Typically 1-3 business days

Bank Pay Setup

Configure Bank Pay credentials

Result Handling

Parse payment results