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The Card Tools endpoints let you retrieve card metadata, identify card brands, validate card numbers, and assess transaction risk — all from the card’s BIN/IIN (the first 6 to 11 digits).

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Endpoints

Brand Lookup

Identify the card brand and get the brand logo URL

Metadata Lookup

Get full card metadata: brand, type, category, issuer, country

Luhn Validation

Validate a card number using the Luhn algorithm

Card Validation

Risk assessment using card BIN + payer billing/IP data

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Common Use Cases

  • BIN-based routing — Use the metadata lookup to get the issuer country and route payments to the optimal PSP per region
  • Card form UX — Use the brand lookup to display the card brand logo in real time as the user types
  • Fraud screening — Use card validation to compare the card’s issuer country against the payer’s IP and billing address
  • Input validation — Use the Luhn check to validate card numbers before submitting a payment
The data returned by these endpoints is non-sensitive and does not put the caller in PCI scope.